Sharon C. Bramlett

Columbia, South Carolina

Of Counsel

phone 803-765-2935

fax 803-973-0333

Sharon Bramlett represents financial services clients in numerous capacities. A large part of her practice focuses on consumer law, assisting both in-state and out-of-state lenders with licensure and compliance under the South Carolina Consumer Protection Code. She also serves as the South Carolina editor for Houselaw, a national publication dealing with the consumer finance industry.

Sharon has been appointed by three Governors to serve on the Council of Advisors on Consumer Credit, a council of sixteen individuals selected by the Governor to advise the Administrator of the Department of Consumer Affairs on matters relevant to consumer credit and currently serves as the Council’s Chairman.

Sharon also represents clients in commercial transactions involving both real and personal property. She serves as local counsel in multi-state transactions and provides both lenders and borrowers with local counsel opinions. Sharon served as a member of the Legal Opinion Ad Hoc Committee of the Corporate, Banking and Securities Law Section of the South Carolina Bar, which has drafted the State Report on Opinion Practice in South Carolina. Sharon assists clients with all types of issues and transactions involving the Uniform Commercial Code, particularly Articles Two and Nine, Sales and Secured Transactions. She also assists financial services clients in workouts and recoveries for commercial and consumer credits.

Sharon is a Past Chair of the Corporate, Banking and Securities Section of the South Carolina Bar and has served on its Task Force on the Unauthorized Practice of Law in Commercial Transactions.

In addition to her banking and consumer compliance practices, Sharon has a real estate practice where she represents purchasers and sellers as well as homeowners associations, tenants and landlords. She also practices corporate law and contract law.

Areas of Practice:

  • Banking and Finance
  • Financial Services Regulation Law
  • Commercial Finance Law
  • Real Estate Law

Bar Admissions:

  • South Carolina, 1985
  • U.S. Supreme Court, 2004

Education:

  • J.D., University of South Carolina School of Law, Columbia, South Carolina, 1985
  • B.A., Furman University, 1980
  • Honors: Magna Cum Laude
  • Honors: Dean’s List
  • Honors: Furman Scholar

Published Works:

  • Co-Author of the South Carolina Third Party Legal Opinion/Report drafted by the Ad Hoc Committee of the Corporate, Banking and Securities Section of the South Carolina Bar, approved by the Corporate Banking and Securities Law Section of the South Carolina Bar, December 2014, approved by the House of Delegates, January 2015.

Professional Associations and Memberships:

  • Chairman, South Carolina Council of Advisors on Consumer Credit
  • State Editor, Houselaw
  • Member, Legal Opinion Ad Hoc Committee of the Corporate, Banking and Securities Law Section of the South Carolina Bar
  • Charter Member, South Carolina Women Lawyers Association
  • Member, American Bar Association
  • Member, Richland County Bar Association
  • Past Chairman, Corporate, Banking and Securities Law Section of the South Carolina Bar
  • Former Council Member, South Carolina Bar, Consumer Law Section
  • Former Member, South Carolina Bar, Judicial Qualifications Committee
  • Former Member, South Carolina Bar, Task Force on the Unauthored Practice of Law in Commercial Transactions

Honors and Awards:

  • Co-Volunteer of the Year, Transitions Homeless Center (2019)
  • United Way of the Midlands Community Impact Award (2018)
  • Best Lawyers in America “Lawyer of the Year,” Financial Services Regulation Law – Columbia, South Carolina (2014, 2016, 2018)
  • Best Lawyers in America, Commercial Finance Law (2018-2020), Real Estate Law (2018-2020), Financial Services Regulation Law (2012-2018, 2020), Banking and Finance (2020)
  • Named Legal Elite of the Midlands, Banking and Finance, Columbia Business Monthly (2018)
  • Graduate of Leadership South Carolina (2017)
  • Recipient of TWIN “Tribute to Women in Industry” Award (2014)
  • Named Volunteer of the Year, Palmetto Center for Women (2013)
  • Graduate of Leadership Columbia (2004)

Community Involvement:

  • Past President and Current Board Member, Palmetto Center for Women
  • Former Board Member, Commercial Revolving Loan Review Board for the City of Columbia

Serving the people and businesses of South Carolina for over forty years.